What is buy and hold?
The long game: buy it, rent it, let tenants and time build your wealth. The strategy that turns deals into a portfolio.
Buy and hold means purchasing property to keep it. Renting it out and collecting four kinds of return at once: monthly cash flow, loan paydown by your tenants, appreciation over time, and tax advantages. It is the slowest strategy and, historically, the one that builds the deepest wealth.
The numbers landlords live by
Cash flow
Rent minus mortgage, taxes, insurance, maintenance, vacancy, and management. Positive or walk away.
The 1% rule of thumb
Monthly rent around 1% of purchase price signals a deal worth analyzing deeper. A filter, not a verdict.
Cap rate
Net operating income divided by price. The number serious investors compare markets with.
BRRRR
Buy, Rehab, Rent, Refinance, Repeat. Recycle the same capital into property after property.
For wholesalers, buy-and-hold investors are a second buyers list with completely different math. A deal too thin for a flipper can be perfect for a landlord chasing rent ratios. Knowing both playbooks means fewer dead deals. And Dreamteam's rental calculator runs that analysis right on the deal.
Quick questions
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